Legal
Privacy Policy
Last Updated: May 2026
1. Introduction
At Pezzula LLC ("we," "us," or "our"), we are committed to protecting your privacy and ensuring the security of your personal and business information.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our platform.
Please read this Privacy Policy carefully. By accessing or using our Platform, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy.
This Privacy Policy applies to information we collect:
- On our Platform
- In email, text, and other electronic messages between you and Pezzula
- When you interact with our advertising or applications on third-party websites
This Privacy Policy does not apply to information collected by any third party, including through content that may link to or be accessible from our Platform.
2. Information We Collect
2.1 Information You Provide
- Personal Information: Name, email address, telephone number, postal address, date of birth, Social Security number, and government-issued identification.
- Business Information: Business name, address, type, industry, EIN, time in business, structure, and annual revenue.
- Financial Information: Bank account information, bank statements, credit history, transaction history, tax documents, and financial statements.
- Application Information: Funding amount requested, intended use of funds, existing debt obligations, and collateral information.
- Communication Information: Information you provide when contacting us, completing surveys, or engaging with support.
2.2 Information We Collect Automatically
- Device Information: IP address, device type, operating system, browser type, and device identifiers.
- Usage Information: Pages visited, time and date of visits, time spent on pages, and referring websites.
- Location Information: General location based on IP address.
- Interaction Information: Click-through rates, scrolling behavior, and features used.
2.3 Information from Third Parties
- Credit Bureaus: We may obtain your credit reports and scores from credit reporting agencies.
- Business Information Providers: Business credit bureaus and other business information services.
- Identity Verification Services: Third-party services to verify your identity and prevent fraud.
- Financial Data Aggregators: With your consent, we may access financial accounts through third-party services.
- Public Sources: Public records such as business registrations, UCC filings, and court records.
3. How We Use Your Information
We use the information we collect for the following purposes:
- Providing Our Services: Process your funding applications and match you with appropriate lenders.
- Facilitating Transactions: Share your information with lenders and financial partners to evaluate funding applications.
- Communication: Send technical notices, security alerts, and administrative messages.
- Customer Support: Respond to your inquiries, feedback, and requests.
- Platform Improvement: Improve our platform, services, and user experience through analysis and testing.
- Marketing and Advertising: Deliver relevant content and measure advertising effectiveness.
- Risk Assessment: Assess creditworthiness, evaluate funding risks, and prevent fraud.
- Legal Compliance: Comply with applicable laws, regulations, and legal processes.
- Security: Detect and prevent fraud, unauthorized access, and other harmful activities.
5. Data Security
We have implemented appropriate technical and organizational measures to protect the security of your information, including:
- Encryption: Industry-standard encryption for sensitive information transmitted online.
- Secure Infrastructure: Data stored in secure environments with appropriate access controls.
- Access Controls: Access to your information is restricted to authorized personnel.
- Security Monitoring: Regular monitoring for vulnerabilities and attacks.
Despite our efforts, no method of transmission over the Internet is 100% secure. You are responsible for maintaining the secrecy of your account credentials.
7. Data Retention
We retain your information for as long as necessary to fulfill the purposes for which we collected it, including any legal, accounting, or reporting requirements.
For users with an account, we generally retain information for as long as the account is active. For users who submit a funding application, we generally retain information for at least seven years from the date of last account activity to comply with regulatory requirements.
8. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
- Right to Access: Request access to the personal information we hold about you.
- Right to Rectification: Request correction of inaccurate personal information.
- Right to Deletion: Request deletion of your personal information in certain circumstances.
- Right to Restrict Processing: Request restriction of processing in certain circumstances.
- Right to Data Portability: Receive a copy of your personal information in a structured format.
- Right to Object: Object to our processing of your personal information in certain circumstances.
- Right to Withdraw Consent: Withdraw consent where we rely on it to process your information.
To exercise any of these rights, contact us using the information in the "Contact Us" section. We may ask you to verify your identity before responding.
9. California Privacy Rights
If you are a California resident, California law may provide you with additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
9.1 Right to Know
You have the right to request disclosure of the categories and specific pieces of personal information we have collected about you over the past 12 months, the sources, business purposes, and third parties with whom we share it.
9.2 Right to Delete
You have the right to request deletion of personal information we collected from you, subject to certain exceptions.
9.3 Right to Opt-Out of Sale or Sharing
We may share your information with our lender partners to facilitate funding opportunities, which may be considered a "sale" or "share" under California law. You have the right to opt out.
9.4 Right to Non-Discrimination
We will not discriminate against you for exercising any of your CCPA/CPRA rights.
10. Children's Privacy
Our Platform is not intended for children under the age of 18, and we do not knowingly collect personal information from children under 18. If we learn we have collected such information without verification of parental consent, we will delete it.
If you believe we might have information from or about a child under 18, please contact us immediately.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date at the top of this page.
Your continued use of our Platform after the effective date of a revised Privacy Policy constitutes your acceptance of the revised terms.
12. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: privacy@pezzula.com
Entity: Pezzula LLC (Wyoming)
For privacy-related requests, please include "Privacy Request" in the subject line of your email.
By using the Pezzula platform, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described herein. Last Updated: May 2026.