Funding for Roofing Contractors — Capital Before the Draw Arrives

Materials Cost Before Draws Arrive

Shingles, underlayment, and flashing are paid upfront. Customer draws come 30–60 days later. That gap is cash you have to cover out of pocket on every single job.

Crew Payroll Can't Wait

Labor is weekly. Customers pay when they feel like it. You're floating payroll for your entire crew out of your own pocket between the job finishing and the check clearing.

Storm Season Surges Overnight

A hail event drops 40 jobs in your lap by Monday. You can't scale crew, materials, and equipment without cash — and the window to capture those jobs closes fast.

Most Popular

ACH Funding

Get a lump sum based on your monthly revenue. Repaid via fixed daily ACH debits. No collateral, no long approval process. Best for immediate material or payroll needs.

Most Flexible

Line of Credit

Draw what you need, when you need it. Only pay on what you use. Ideal for contractors running multiple jobs simultaneously with different material timelines.

For Fleet & Tools

Equipment Financing

Finance trucks, trailers, lifts, and tools with the equipment itself as collateral. Preserve working capital while expanding your capacity to take on more jobs.

Apply in 10 minutes

Basic business info, 3 months of bank statements. No tax returns required for most applicants.

Same-day decision

Most applications get a decision within a few hours. No waiting a week for a bank committee.

Funded in 24–48 hours

Money hits your business account fast enough to buy materials before the job starts.