Resources

Tools For Small Business Owners

Helpful calculators, guides, comparisons, templates, checklists and more. Free to use and no login required.

Most Popular

Featured tools

Factor Rate to APR Calculator

See the true annualized cost of a merchant cash advance before you sign.

  • Instant APR calculation
  • APR reference table
  • Term presets
  • Cost breakdown
Use tool

MCA vs. Business Loan

Enter real numbers and compare the total cost of an MCA against a term loan.

  • Side-by-side cost comparison
  • Amortization vs. factor rate
  • Daily payment view
  • Feature comparison table
Use tool

MCA vs. Invoice Factoring

Compare merchant cash advances to invoice factoring for your specific situation.

  • True cost comparison
  • Industry-specific guidance
  • Advance rate calculator
  • APR equivalent
Use tool

Ready to apply?

Use the tools to understand your options, then start your application. Most decisions come back the same day.