Industry Funding — Landscaping
Funding for Landscaping Companies — Hire Crews, Buy Equipment, Start Strong
Spring staffing starts in March. Revenue peaks in June. That gap — hiring crews, buying equipment, covering payroll — is where landscaping companies run out of cash.
The Real Problems
Where Landscaping Companies Run Into Cash Problems
Spring Staffing Before Revenue Peaks
You need to hire and train crews in March and April. Payroll starts immediately. But the revenue surge doesn't hit until May or June. That's 6–8 weeks of payroll you're covering out of pocket.
A Broken Mower in June Is an Emergency
A commercial zero-turn going down mid-season doesn't mean delayed service — it means lost contracts. Replacement or repair costs $8,000–$15,000 and you need it solved today, not next week.
70–80% of Revenue Arrives in 4 Months
When the season ends, so does the cash flow. Heading into fall without reserves means you're entering your slow season already behind — and spring equipment needs don't wait.
Funding Options
Products Built for Seasonal Businesses
ACH Funding
Get a lump sum based on monthly revenue, repaid via fixed daily ACH debits. Ideal for bridging the spring staffing gap or covering a mid-season equipment emergency.
For Fleet & ToolsEquipment Financing
Finance mowers, trucks, trailers, and specialty equipment with the equipment as collateral. Preserve working capital while expanding your capacity to take on more contracts.
Most FlexibleLine of Credit
Draw what you need across multiple jobs and seasonal needs. Revolving access means you're not applying every time you need capital — the money is already there.
The Process
How It Works
Apply in 10 minutes
Basic business info and 3 months of bank statements. No tax returns required for most applicants.
Same-day decision
Most applications get a decision within a few hours. No waiting on a bank committee.
Funded in 24–48 hours
Money hits your account fast enough to hire your first crew before the season starts.
Ready to Apply?
Don't Let a Payroll Gap Cost You the Season
Most landscaping companies are funded within 48 hours. Fill out the application and we'll match you with the right lender for your situation.
Apply Now →Common Questions
Landscaping Funding — FAQ
Get Started
Build the Season You Actually Planned For
Apply in 10 minutes. Most landscaping companies get a decision the same day and funding within 48 hours.
Apply Now →